Vehicle Finance, Insurance, and Auto Warranty Services

Auto Dealerships


We are industry pioneers and invented the F&I category in 1964 as Pat Ryan and Associates. With over 50 years of experience, over 40 million auto agreements sold and relationships with over 5,300 US dealerships, we’ve done and seen it all. Nobody offers you a higher level of partnership, support, resources and expertise than we do.

Expertise Testimonial

The Warranty Group continues to exceed our expectations with respect to F&I product development, support and training. As a result, we are consistently outperforming our peers in both F&I production and personnel development.
Andrew W. Wright, Lehigh Valley Acura Honda Hyundai

Customized Benefits

Our model and way of doing business is built around making things easier and offering more solutions. And we do. With multiple participation and reinsurance programs and flexible pricing options, we pride ourselves on finding the right fit for you. Which means helping to boost income development and your brand’s reputation.

Benefits Testimonial

I can’t say enough about Mike Ponzi and his commitment to our overall success and advancement toward our goals. I look forward to working with him and paving new roads in the future.
Tim Manzano, Kia Depot - General Sales Manager


No other group offers you the kind of partnership and support we do. Our highly trained F&I team continues to be a valuable asset when it comes to training, improving performance and maximizing your profit. Your office becomes our office and we use our resources and half-century of experience to help you increase productivity and achieve your goals.

Support Testimonial

I wanted to personally thank you for all your help filling in where we have had gaps recently with F&I managers. Toby pointed out that we would have been in "a world of hurt" without you. I really appreciate you being such a great team player!
Jane Vaden, Vaden Automotive Group


Nobody else provides personalized services that add more value and drive results like we do. It starts with our comprehensive list of custom and compliant programs, including service contracts, GAP coverage, theft protection and more. We also provide monthly performance updates on program metrics and even offer F&I fill-in-Managers when you need an extra hand. Our services are built around your needs.

Service Testimonial

Last Friday Brian Bauer was a big help in closing out our month, he even stayed late to make sure our deals were delivered. It was greatly appreciated!
Tim Chapman, Gurley Leep

Get in Touch

Ready to find out what we can do for you? We’re here to answer your questions.
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